Welcome to RapidLoans (hereinafter referred to as "we"). We respect and protect your privacy. This Privacy Agreement is intended to explain to you how we collect, use, store, share and protect your personal information. We use the most advanced encryption methods for data transmission to protect the security of data during transmission. Please read this agreement carefully. Through the following information, we will inform you what types of personal data we or on our behalf will process, for what purpose, and how the data is processed. In addition, we will inform you of your rights as a data subject in relation to such processing.
If the processing procedures described change, we will adjust this Privacy Policy as necessary. Therefore, we invite you to review the content of our Privacy Policy regularly. If any action is required from you due to the changes (such as consent), we will ask you to provide it in advance.
When you use our App, we may automatically collect certain information, such as your basic information, device information, SMS information, calendar, installed applications and approximate location information.
We only collect data when users use the App.
We will transfer user data to the following address: https://prod-api.markbalance.com
We collect basic information (phone number) for account creation and security during registration. We transfer this information to https://prod-api.markbalance.com to protect your personal information and prevent unauthorized access.
We collect device details (such as general information, mobile hardware information, battery information, Bluetooth information, etc.) to prevent fraudulent logins.
We transfer this information to https://prod-api.markbalance.com to protect your personal information and prevent unauthorized access.
We will obtain all your SMS content, but we will only use SMS involving financial transactions to monitor your financial activities, such as salary payments, shopping payments, interest repayments, investment returns, etc., and record your income and expenses.
At the same time, we also collect SMS for one-time verification code (OTP) authentication to enhance the security of the account.
To ensure information security, we will encrypt this information and securely transmit it to https://prod-api.markbalance.com to avoid possible information leakage risks.
In order to analyze application usage, record application names, and facilitate user ledger management, and for financial tracking and recording of our applications, we will collect information about installed applications in the background.
To ensure the security of this information, we will encrypt it and transmit it to https://prod-api.markbalance.com to prevent any potential leakage.
When you use our app, we obtain your approximate location to determine whether you are in the area where the service is provided.
We transmit this information to https://prod-api.markbalance.com to protect your personal information and prevent unauthorized access.
We may use your personal information in the following ways:
· Provide, maintain and improve our services.
· Respond to and communicate with you in a timely manner, such as sending notifications, updates, promotional information, etc.
· Conduct market research and analysis to improve our products and services.
· Protect the security of our services, users and business.
When you want to terminate your account with us, you can delete your personal information in the following two ways:
1-Send your request to delete account information to office@markbalance.com, and we will process it for you within 7 days
2-Use the delete account function in the app to delete, and the account data will be deleted immediately
By using our services, you consent to our collection, storage, use and disclosure of your personal data. We will process data in accordance with local laws and only process data reasonably and legally to provide better services and application development. We promise not to display, rent or sell your personal information.
Except for the following:
Service providers: We may share information with third-party service providers to assist us in providing services, such as payment processing, data analysis, customer support, etc.
Legal requirements: We may disclose your information if we believe it is necessary to comply with laws, regulations, court orders or government requirements.
Business transfer: If we are involved in a merger, acquisition, asset sale or bankruptcy, your information may be transferred as part of the transaction.
User consent: We may share your information with third parties with your explicit consent.
If you have any questions or comments about this privacy agreement, or wish to exercise your rights, please contact us in the following ways:
Email:office@markbalance.com